Struggling with debts?

Is it tough to keep up with the bills?

We don't judge.

Main reasons why debt happens:

Main reasons why debt happens

We Advise You

Online via our system Adamm or by phone.

 

We get to the heart of it,

and provide clear, straightforward debt advice.

 

Everything is based on your situation and needs.

DMP

(Debt Management Plan)

Flexible
24-hour setup
Informal Arrangement based on affordability
Reduced/missed payments show on credit file
In place until your debts are paid
Affordable monthly payment to debts and monthly fees

IVA

(Individual Voluntary Arrangement)

Days/weeks
Formal Insolvency Arrangement
Impact on credit file – 6 years
Debts included written off after 5-6 years
Affordable monthly payment to debts & monthly IVA fees

Bankruptcy

Days/weeks
Formal Insolvency Arrangement
Impact on credit file – 6 years
Debts included written off after 1 year
Total fees £680

Payments from surplus income – up to 3 years

DRO

(Debt Relief Order)

Days/weeks
Formal Insolvency Arrangement
Impact on credit file – 6 years
Debts included written off after 1 year

£90 fee

No further payments

Trust!

We do what we do, well!

Who are
Fresh Start UK?

2009

Since

12,000+

Helped

£187m

Debt Managed

FCA

Regulated

For digital
debt advice,

For digital
debt advice,

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