We don't judge.
Main reasons why debt happens:





Main reasons why debt happens





We Advise You
Online via our system Adamm or by phone.
We get to the heart of it,
and provide clear, straightforward debt advice.
Everything is based on your situation and needs.
DMP
(Debt Management Plan)
IVA
(Individual Voluntary Arrangement)
DRO
(Debt Relief Order)
No further payments
Bankruptcy
Payments from surplus income – up to 3 years
DMP
(Debt Management Plan)
IVA
(Individual Voluntary Arrangement)
Bankruptcy
DRO
(Debt Relief Order)
£90 fee
No further payments
Who are
Fresh Start UK?

2009
Since

12,000+
Helped

£187m
Debt Managed

FCA
Regulated

Fresh Start UK Debt Management Ltd, registered as a limited company in England and Wales under company number: 06855136. Our Registered Address is: Fourth Floor, 48-50 Lowgate, Hull, HU1 1EN
We are Authorised and Regulated by the Financial Conduct Authority: 663122. You can search the FCA register to verify any company you deal with for debt advice via the FCA website: https://www.fca.org.uk/firms/financial-services-register
We provide specific advice and guidance based on your situation, to enable us to highlight a range of debt solutions you are eligible for, so you are able to make an informed choice.
All debt solutions are subject to eligibility and acceptance. Conditions apply. Alternative Debt Solutions may be offered. Initial advice is free, where fees are payable for continuing services or specific solutions, you will be notified of this in advance. It is important to understand that repaying debt over a longer period of time may increase the total amount to be repaid. Your ability to obtain credit will be affected in the short-term and possibly the mid to long-term, the severity of which will be determined by the debt solution.
Where an insolvency option is discussed or mentioned, debt write off applies only on completion of the relevant solution. We are not Insolvency Practitioners and as such do not administer Insolvency products. Where a Debt Relief Order, Individual Voluntary Arrangement, Bankruptcy or Protected Trust Deed is selected we will notify you in advance and refer you to one of our authorised partners. If you are a homeowner you may be required to release the equity in your property and your assets may be at risk.
We also record all of our calls.
If you are looking for free advice or information, then Money Helper is a source of free debt advice.
You can contact them via their website https://www.moneyhelper.org.uk/ or by telephone: 0800 138 7777 (8am to 8pm Monday to Friday, 9am to 1pm on Saturday).