If you have missed council tax payments, you’re considered to be in arrears, which means that you owe money to your local council. Council tax debt is very common and councils can quickly start further action to recover this by issuing a County Court Judgement (CCJ) against you and potentially using enforcement agents to collect outstanding amounts.
Council tax arrears work differently to other forms of unsecured debt
Councils can apply for CCJs quickly when owed money
Bailiffs can be instructed to repossess goods to settle the amount owed
Once legal action has started, councils can get employers to deduct money directly from debtors’ wages
Council tax debt should never be ignored as the problem can escalate very quickly and enforcement action can be taken. If you ignore these arrears, it’s likely that you will be taken to court quickly, which will involve court costs and bailiff fees being added on top of your debt.
If you can’t settle your arrears, ask the council if they’ll allow you to pay in smaller amounts. A budgeting tool can help you work out how much you can afford to pay back each month. You may also wish to consider seeking impartial debt advice if you're struggling with council tax debt.
Fresh Start UK has helped more than 12,000 people gain control of their finances and become debt-free. If you’re struggling with debt and finding it tough to keep up with your bills, speak to an advisor today.Get Started
If you’ve received a council tax bill that you’re unable to settle, it’s essential that you take decisive action quickly so you can gain control of the situation.
As a leading Debt Management Company, Fresh Start UK deals with thousands of cases in this area each year and are able to provide our clients with confidential advice to prevent debts from becoming insurmountable. Get in touch with us today to find out more.
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